Zip lookup · ME

04061
Waterboro, Maine.

Waterboro, York County, ME · Portland-South Portland, ME metro · population 3,074

What it costs per month · 04061 $2,040/mo

to buy the typical home at today's mortgage rate — +$1,211 (+146%) since Jan 2020.

What the home itself did
1 year
Down $3,108 -1%
$391,748$388,640 since Sep 2025
5 years
Up $82,842 +27%
$305,798$388,640 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 04061 $2,040 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 04061$2,040
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 04061 fell 0.8% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Waterboro, ME — measured over the city limits, which is a different area from this zip.

Typical home value $388,640 as of Sep 2026
-0.8%year on year

Typical home value — 04061

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 04061 $388,640 Portland $536,605 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 04061$388,640
  • Portland$536,605
  • United States$366,157

Within 20 miles

Showing 30 of 35 zips in range — sorting picks from all 35.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.7 04030 East Waterboro 2,731 — $421,753
4.3 04048 Limerick 3,400 — $409,679
5.0 04087 Waterboro 2,250 — $415,245
5.9 04042 Hollis Center 4,872 — $430,612
7.3 04049 Limington 4,017 — $414,114
7.4 04076 Shapleigh 2,976 — $413,745
8.2 04095 West Newfield 1,480 — $396,950
9.8 04020 Cornish 1,803 — $389,036
10.1 04002 Alfred 7,737 — $472,747
10.3 04093 Buxton 8,512 — $470,173
11.0 04047 Parsonsfield 1,715 — $360,430
11.4 04001 Acton 2,721 — $472,717
11.7 04085 Steep Falls 2,762 — $425,954
12.1 04083 Springvale 4,833 — $361,632
12.6 03830 East Wakefield 1,381 — $516,875
13.0 04084 Standish 7,900 $2,400 $466,508
14.9 03852 Milton Mills 205 — $414,488
15.0 04038 Gorham 18,300 $2,199 $540,535
15.3 04073 Sanford 17,414 $1,795 $371,190
15.5 04072 Saco 20,819 $1,918 $521,399
15.6 03872 Sanbornville 4,438 — $479,943
15.7 04005 Biddeford 24,772 $1,924 $499,900
16.4 04041 Hiram 1,748 — $313,287
16.9 03882 Effingham 1,912 — $335,616
17.3 04068 Porter 1,746 — $276,116
18.0 04027 Lebanon 6,629 — $406,840
18.5 04029 Sebago 2,086 — $404,845
18.5 04043 Kennebunk 11,820 $2,669 $618,138
18.6 03864 Ossipee 2,131 — $412,175
19.0 04074 Scarborough 23,076 $2,714 $689,504

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.