Zip lookup · FL

33610
Tampa, Florida.

Tampa, Hillsborough County, FL · Tampa-St. Petersburg-Clearwater, FL metro · population 46,587

What it costs per month · 33610 $1,450/mo

to buy the typical home at today's mortgage rate — +$857 (+144%) since Jan 2020.

What the home itself did
1 year
Up $3,398 +1%
$272,798$276,197 since Sep 2025
5 years
Up $57,895 +27%
$218,301$276,197 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 33610 $1,450 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 33610$1,450
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 33610 rose 1.2% over the past year — in step with the nation.

Asking rents in zip 33610 rose 1.6% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 33610 runs $68/mo more than renting one. The gap peaked at $520 in Nov 2021.

That is $1,932 a month against $1,864 rent: a $1,450 mortgage payment, plus $186 property tax and $296 insurance & upkeep.

Owning vs renting — zip 33610

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $1,000 $1,500 $2,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $1,932 Renting $1,864 Mortgage only $1,450
$500 $1,000 $1,500 $2,000 2018 2022 2026
  • Owning all in$1,932
  • Renting$1,864
  • Mortgage only$1,450

Property tax · $186/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Hillsborough County, FL

Insurance & upkeep · $296/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Tampa, FL — measured over the city limits, which is a different area from this zip.

Asking rent $1,864 as of Sep 2026
+1.6%year on year
Typical home value $276,197 as of Sep 2026
+1.2%year on year

Asking rent — 33610

Against the Tampa-St. Petersburg-Clearwater, FL metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 33610 $1,864 Tampa $1,991 United States $1,932
$1,250 $1,500 $1,750 $2,000 2018 2022 2026
  • 33610$1,864
  • Tampa$1,991
  • United States$1,932

Typical home value — 33610

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 33610 $276,197 Tampa $356,843 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 33610$276,197
  • Tampa$356,843
  • United States$366,157

Within 20 miles

Showing 30 of 57 zips in range — sorting picks from all 57.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.0 33617 Tampa 47,851 $1,648 $296,091
3.6 33637 Tampa 17,658 $1,768 $295,896
4.3 33619 Tampa 41,396 $1,903 $287,026
4.4 33605 Tampa 16,030 $1,911 $258,789
4.8 33604 Tampa 40,055 $1,509 $320,904
5.2 33603 Tampa 19,869 $1,912 $402,755
5.6 33602 Tampa 21,452 $2,692 $519,979
5.6 33584 Seffner 28,579 $2,211 $353,694
5.7 33510 Brandon 30,578 $1,761 $341,382
5.7 33612 Tampa 49,005 $1,500 $295,873
6.9 33606 Tampa 24,570 $2,338 $862,670
7.3 33613 Tampa 37,591 $1,428 $317,046
7.7 33614 Tampa 47,298 $1,473 $349,913
8.0 33511 Brandon 62,138 $1,704 $360,338
8.4 33607 Tampa 25,291 $2,233 $360,400
8.8 33609 Tampa 18,535 $2,416 $612,527
8.9 33618 Tampa 27,771 $1,607 $468,345
9.1 33592 Thonotosassa 12,333 $1,517 $406,535
9.3 33594 Valrico 37,361 $2,398 $365,991
9.5 33629 Tampa 27,710 $2,795 $1,045,954
9.5 33647 Tampa 74,844 $1,805 $466,612
9.6 33578 Riverview 60,651 $1,937 $334,713
10.2 33634 Tampa 21,862 $1,755 $376,302
10.3 33527 Dover 17,364 $1,650 $438,892
10.5 33624 Tampa 41,346 $1,715 $409,232
10.6 33549 Lutz 18,178 $2,037 $438,944
10.7 33611 Tampa 36,810 $2,366 $481,942
11.3 33559 Lutz 18,831 $2,011 $371,848
11.5 33548 Lutz 8,967 $2,130 $674,562
11.6 33596 Valrico 27,757 $2,796 $456,593

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.