Zip lookup · FL

33603
Tampa, Florida.

Tampa, Hillsborough County, FL · Tampa-St. Petersburg-Clearwater, FL metro · population 19,869

What it costs per month · 33603 $2,114/mo

to buy the typical home at today's mortgage rate — +$1,182 (+127%) since Jan 2020.

What the home itself did
1 year
Up $7,480 +2%
$395,274$402,755 since Sep 2025
5 years
Up $61,917 +18%
$340,838$402,755 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 33603 $2,114 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 33603$2,114
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in zip 33603 rose 1.9% over the past year — faster than the nation's +1.2%.

Asking rents in zip 33603 fell 2.3% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 33603 runs $905/mo more than renting one. The gap peaked at $1,132 in May 2024.

That is $2,817 a month against $1,912 rent: a $2,114 mortgage payment, plus $272 property tax and $431 insurance & upkeep.

Owning vs renting — zip 33603

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 2022 2023 2024 2025 2026 Owning all in $2,817 Renting $1,912 Mortgage only $2,114
$1,500 $2,000 $2,500 $3,000 2022 2024 2026
  • Owning all in$2,817
  • Renting$1,912
  • Mortgage only$2,114

Property tax · $272/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Hillsborough County, FL

Insurance & upkeep · $431/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Tampa, FL — measured over the city limits, which is a different area from this zip.

Asking rent $1,912 as of Sep 2026
-2.3%year on year
Typical home value $402,755 as of Sep 2026
+1.9%year on year

Asking rent — 33603

Against the Tampa-St. Petersburg-Clearwater, FL metro and the national benchmark.

$1,600 $1,800 $2,000 2022 2023 2024 2025 2026 33603 $1,912 Tampa $1,991 United States $1,932
$1,600 $1,800 $2,000 2022 2024 2026
  • 33603$1,912
  • Tampa$1,991
  • United States$1,932

Typical home value — 33603

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 33603 $402,755 Tampa $356,843 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 33603$402,755
  • Tampa$356,843
  • United States$366,157

Within 20 miles

Showing 30 of 74 zips in range — sorting picks from all 74.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.2 33602 Tampa 21,452 $2,692 $519,979
2.3 33604 Tampa 40,055 $1,509 $320,904
2.9 33614 Tampa 47,298 $1,473 $349,913
3.2 33605 Tampa 16,030 $1,911 $258,789
3.3 33607 Tampa 25,291 $2,233 $360,400
3.7 33606 Tampa 24,570 $2,338 $862,670
4.1 33609 Tampa 18,535 $2,416 $612,527
4.6 33612 Tampa 49,005 $1,500 $295,873
5.2 33629 Tampa 27,710 $2,795 $1,045,954
5.2 33634 Tampa 21,862 $1,755 $376,302
5.2 33610 Tampa 46,587 $1,864 $276,197
5.7 33617 Tampa 47,851 $1,648 $296,091
6.3 33619 Tampa 41,396 $1,903 $287,026
6.4 33618 Tampa 27,771 $1,607 $468,345
6.9 33613 Tampa 37,591 $1,428 $317,046
7.0 33611 Tampa 36,810 $2,366 $481,942
7.3 33615 Tampa 47,245 $1,590 $366,074
7.5 33624 Tampa 41,346 $1,715 $409,232
7.6 33637 Tampa 17,658 $1,768 $295,896
8.2 33625 Tampa 29,967 $2,080 $424,731
9.1 33616 Tampa 15,830 $2,160 $405,306
9.8 33635 Tampa 19,134 $1,971 $438,609
10.3 33510 Brandon 30,578 $1,761 $341,382
10.6 33548 Lutz 8,967 $2,130 $674,562
10.6 33626 Tampa 30,575 $2,202 $565,388
10.7 33549 Lutz 18,178 $2,037 $438,944
10.8 33584 Seffner 28,579 $2,211 $353,694
11.1 33578 Riverview 60,651 $1,937 $334,713
11.6 33511 Brandon 62,138 $1,704 $360,338
12.1 33647 Tampa 74,844 $1,805 $466,612

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.