Zip lookup · FL

33612
Tampa, Florida.

Tampa, Hillsborough County, FL · Tampa-St. Petersburg-Clearwater, FL metro · population 49,005

What it costs per month · 33612 $1,553/mo

to buy the typical home at today's mortgage rate — +$906 (+140%) since Jan 2020.

What the home itself did
1 year
Up $4,091 +1%
$291,782$295,873 since Sep 2025
5 years
Up $63,253 +27%
$232,620$295,873 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 33612 $1,553 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 33612$1,553
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 33612 rose 1.4% over the past year — faster than the nation's +1.2%.

Asking rents in zip 33612 fell 3.4% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 33612 runs $570/mo more than renting one. The gap peaked at $684 in Oct 2023.

That is $2,069 a month against $1,500 rent: a $1,553 mortgage payment, plus $200 property tax and $317 insurance & upkeep.

Owning vs renting — zip 33612

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $1,000 $1,500 $2,000 2018 2020 2022 2024 2026 Owning all in $2,069 Renting $1,500 Mortgage only $1,553
$500 $1,000 $1,500 $2,000 2018 2022 2026
  • Owning all in$2,069
  • Renting$1,500
  • Mortgage only$1,553

Property tax · $200/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Hillsborough County, FL

Insurance & upkeep · $317/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Tampa, FL — measured over the city limits, which is a different area from this zip.

Asking rent $1,500 as of Sep 2026
-3.4%year on year
Typical home value $295,873 as of Sep 2026
+1.4%year on year

Asking rent — 33612

Against the Tampa-St. Petersburg-Clearwater, FL metro and the national benchmark.

$1,000 $1,500 $2,000 2018 2020 2022 2024 2026 33612 $1,500 Tampa $1,991 United States $1,932
$1,000 $1,500 $2,000 2018 2022 2026
  • 33612$1,500
  • Tampa$1,991
  • United States$1,932

Typical home value — 33612

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 33612 $295,873 Tampa $356,843 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 33612$295,873
  • Tampa$356,843
  • United States$366,157

Within 20 miles

Showing 30 of 68 zips in range — sorting picks from all 68.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.3 33613 Tampa 37,591 $1,428 $317,046
2.4 33604 Tampa 40,055 $1,509 $320,904
3.2 33618 Tampa 27,771 $1,607 $468,345
3.6 33617 Tampa 47,851 $1,648 $296,091
4.6 33614 Tampa 47,298 $1,473 $349,913
4.6 33603 Tampa 19,869 $1,912 $402,755
5.0 33624 Tampa 41,346 $1,715 $409,232
5.5 33637 Tampa 17,658 $1,768 $295,896
5.7 33610 Tampa 46,587 $1,864 $276,197
6.1 33549 Lutz 18,178 $2,037 $438,944
6.3 33548 Lutz 8,967 $2,130 $674,562
6.5 33634 Tampa 21,862 $1,755 $376,302
6.7 33602 Tampa 21,452 $2,692 $519,979
6.8 33625 Tampa 29,967 $2,080 $424,731
7.0 33607 Tampa 25,291 $2,233 $360,400
7.0 33605 Tampa 16,030 $1,911 $258,789
7.8 33559 Lutz 18,831 $2,011 $371,848
8.0 33647 Tampa 74,844 $1,805 $466,612
8.2 33606 Tampa 24,570 $2,338 $862,670
8.3 33609 Tampa 18,535 $2,416 $612,527
8.4 33558 Lutz 33,165 $2,155 $547,160
8.5 33615 Tampa 47,245 $1,590 $366,074
9.1 33619 Tampa 41,396 $1,903 $287,026
9.6 33629 Tampa 27,710 $2,795 $1,045,954
10.0 33626 Tampa 30,575 $2,202 $565,388
10.3 33584 Seffner 28,579 $2,211 $353,694
10.4 33635 Tampa 19,134 $1,971 $438,609
10.6 33592 Thonotosassa 12,333 $1,517 $406,535
11.3 33510 Brandon 30,578 $1,761 $341,382
11.6 33611 Tampa 36,810 $2,366 $481,942

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.