Zip lookup · OH

45370
Spring Valley, Ohio.

Spring Valley, Greene County, OH · Dayton-Kettering, OH metro · population 2,518

What it costs per month · 45370 $2,543/mo

to buy the typical home at today's mortgage rate — +$1,415 (+125%) since Jan 2020.

What the home itself did
1 year
Up $29,164 +6%
$455,310$484,473 since Sep 2025
5 years
Up $111,762 +30%
$372,711$484,473 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 45370 $2,543 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 45370$2,543
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 45370 rose 6.4% over the past year — faster than the nation's +1.2%.

School districts in 45370, by share of its land: Xenia Community City 53% · Bellbrook-Sugarcreek Local 41% · Wayne Local 5%. Which one a home is in is printed on its tax bill.

Zillow also publishes an index for the city itself: Spring Valley, OH — measured over the city limits, which is a different area from this zip.

Typical home value $484,473 as of Sep 2026
+6.4%year on year

Typical home value — 45370

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 45370 $484,473 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 45370$484,473
  • United States$366,157

Within 20 miles

Showing 30 of 46 zips in range — sorting picks from all 46.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.8 45305 Bellbrook 11,498 — $387,598
5.6 45440 Dayton 22,358 $1,506 $317,498
5.6 45068 Waynesville 11,597 — $452,008
6.3 45458 Dayton 38,712 $1,612 $423,720
7.2 45459 Dayton 28,553 $1,569 $334,239
7.5 45032 Harveysburg 683 — $215,728
7.6 45430 Dayton 7,371 — $312,482
7.8 45385 Xenia 40,617 $1,352 $255,932
7.9 45434 Dayton 12,529 $2,267 $385,181
8.3 45429 Dayton 26,347 $1,519 $273,572
9.0 45420 Dayton 24,411 $1,205 $168,768
9.4 45432 Dayton 15,055 $1,529 $224,674
10.0 45419 Dayton 17,008 $1,063 $277,488
10.5 45066 Springboro 27,545 $1,880 $431,372
11.0 45431 Dayton 27,951 $1,620 $255,591
11.3 45409 Dayton 15,293 $1,213 $249,124
11.4 45449 Dayton 19,066 $1,540 $191,524
11.5 45410 Dayton 14,694 $1,255 $129,441
11.8 45439 Dayton 11,914 $1,451 $170,584
11.9 45054 Oregonia 2,693 — $475,217
12.2 45403 Dayton 13,608 $1,076 $100,922
12.6 45342 Miamisburg 36,152 $1,264 $262,371
13.7 45402 Dayton 9,407 $1,418 $75,331
13.9 45404 Dayton 9,826 $1,099 $99,942
14.7 45113 Clarksville 3,877 — $395,821
14.8 45324 Fairborn 41,194 $1,500 $208,056
14.8 45036 Lebanon 42,204 $1,969 $409,802
14.8 45005 Franklin 32,251 $1,284 $275,540
14.9 45177 Wilmington 22,924 — $271,312
15.4 45387 Yellow Springs 5,285 — $377,888

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.