Zip lookup · ME

04005
Biddeford, Maine.

Biddeford, York County, ME · Portland-South Portland, ME metro · population 24,772

What it costs per month · 04005 $2,624/mo

to buy the typical home at today's mortgage rate — +$1,554 (+145%) since Jan 2020.

What the home itself did
1 year
Up $2,612 +1%
$497,287$499,900 since Sep 2025
5 years
Up $118,881 +31%
$381,019$499,900 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 04005 $2,624 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 04005$2,624
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 04005 rose 0.5% over the past year — slower than the nation's +1.2%.

Asking rents in zip 04005 rose 1.3% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 04005 runs $1,634/mo more than renting one. The gap peaked at $1,710 in Jan 2025.

That is $3,558 a month against $1,924 rent: a $2,624 mortgage payment, plus $399 property tax and $535 insurance & upkeep.

Owning vs renting — zip 04005

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 $3,500 2023 2024 2025 2026 Owning all in $3,558 Renting $1,924 Mortgage only $2,624
$1,500 $2,000 $2,500 $3,000 $3,500 2023 2024 2025 2026
  • Owning all in$3,558
  • Renting$1,924
  • Mortgage only$2,624

Property tax · $399/mo 0.96% of value a year — the ACS 2020-2024 median bill over the median home value for York County, ME

Insurance & upkeep · $535/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Biddeford, ME — measured over the city limits, which is a different area from this zip.

Asking rent $1,924 as of Sep 2026
+1.3%year on year
Typical home value $499,900 as of Sep 2026
+0.5%year on year

Asking rent — 04005

Against the Portland-South Portland, ME metro and the national benchmark.

$1,600 $1,800 $2,000 $2,200 2023 2024 2025 2026 04005 $1,924 Portland $2,296 United States $1,932
$1,600 $1,800 $2,000 $2,200 2023 2024 2025 2026
  • 04005$1,924
  • Portland$2,296
  • United States$1,932

Typical home value — 04005

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 04005 $499,900 Portland $536,605 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 04005$499,900
  • Portland$536,605
  • United States$366,157

Within 20 miles

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.4 04072 Saco 20,819 $1,918 $521,399
5.2 04046 Kennebunkport 8,102 $2,467 $768,548
5.7 04064 Old Orchard Beach 8,632 $1,985 $508,696
7.8 04043 Kennebunk 11,820 $2,669 $618,138
9.1 04074 Scarborough 23,076 $2,714 $689,504
9.2 04002 Alfred 7,737 — $472,747
10.4 04093 Buxton 8,512 — $470,173
11.3 04042 Hollis Center 4,872 — $430,612
12.1 04030 East Waterboro 2,731 — $421,753
13.3 04087 Waterboro 2,250 — $415,245
13.6 04090 Wells 11,713 $2,064 $589,009
13.6 04073 Sanford 17,414 $1,795 $371,190
13.9 04106 South Portland 27,019 $2,413 $519,995
14.4 04107 Cape Elizabeth 9,656 $3,217 $895,359
14.5 04038 Gorham 18,300 $2,199 $540,535
14.7 04102 Portland 17,267 $2,371 $538,139
15.5 04092 Westbrook 20,775 $2,325 $456,336
15.7 04061 North Waterboro 3,074 — $388,640
16.1 04083 Springvale 4,833 — $361,632
16.5 04101 Portland 18,431 $2,296 $644,243
17.1 04103 Portland 32,024 $2,714 $526,939
17.6 03906 North Berwick 5,368 — $494,828
17.6 04076 Shapleigh 2,976 — $413,745
17.6 03907 Ogunquit 1,379 $2,450 $934,666
18.9 04109 Portland 213 — $858,865
19.0 04084 Standish 7,900 $2,400 $466,508
19.1 04108 Peaks Island 826 — $731,242
19.5 04049 Limington 4,017 — $414,114
19.7 04048 Limerick 3,400 — $409,679

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.