Zip lookup · ME

04072
Saco, Maine.

Saco, York County, ME · Portland-South Portland, ME metro · population 20,819

What it costs per month · 04072 $2,737/mo

to buy the typical home at today's mortgage rate — +$1,592 (+139%) since Jan 2020.

What the home itself did
1 year
Up $5,472 +1%
$515,927$521,399 since Sep 2025
5 years
Up $124,301 +31%
$397,098$521,399 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 04072 $2,737 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 04072$2,737
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 04072 rose 1.1% over the past year — in step with the nation.

Asking rents in zip 04072 rose 2.8% over the past year — in step with the nation.

Owning the typical home in zip 04072 runs $1,793/mo more than renting one. The gap peaked at $1,804 in Mar 2025.

That is $3,711 a month against $1,918 rent: a $2,737 mortgage payment, plus $416 property tax and $558 insurance & upkeep.

Owning vs renting — zip 04072

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $2,500 $3,000 $3,500 2025 2026 Owning all in $3,711 Renting $1,918 Mortgage only $2,737
$2,000 $2,500 $3,000 $3,500 2025 2026
  • Owning all in$3,711
  • Renting$1,918
  • Mortgage only$2,737

Property tax · $416/mo 0.96% of value a year — the ACS 2020-2024 median bill over the median home value for York County, ME

Insurance & upkeep · $558/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Saco, ME — measured over the city limits, which is a different area from this zip.

Asking rent $1,918 as of Sep 2026
+2.8%year on year
Typical home value $521,399 as of Sep 2026
+1.1%year on year

Asking rent — 04072

Against the Portland-South Portland, ME metro and the national benchmark.

$1,800 $2,000 $2,200 2025 2026 04072 $1,918 Portland $2,296 United States $1,932
$1,800 $2,000 $2,200 2025 2026
  • 04072$1,918
  • Portland$2,296
  • United States$1,932

Typical home value — 04072

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 04072 $521,399 Portland $536,605 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 04072$521,399
  • Portland$536,605
  • United States$366,157

Within 20 miles

Showing 30 of 31 zips in range — sorting picks from all 31.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.4 04005 Biddeford 24,772 $1,924 $499,900
3.7 04064 Old Orchard Beach 8,632 $1,985 $508,696
5.9 04074 Scarborough 23,076 $2,714 $689,504
8.1 04093 Buxton 8,512 — $470,173
8.3 04046 Kennebunkport 8,102 $2,467 $768,548
10.2 04042 Hollis Center 4,872 — $430,612
10.7 04106 South Portland 27,019 $2,413 $519,995
11.2 04043 Kennebunk 11,820 $2,669 $618,138
11.3 04002 Alfred 7,737 — $472,747
11.4 04038 Gorham 18,300 $2,199 $540,535
11.4 04102 Portland 17,267 $2,371 $538,139
11.8 04107 Cape Elizabeth 9,656 $3,217 $895,359
12.1 04092 Westbrook 20,775 $2,325 $456,336
12.3 04030 East Waterboro 2,731 — $421,753
13.3 04101 Portland 18,431 $2,296 $644,243
13.7 04103 Portland 32,024 $2,714 $526,939
14.3 04087 Waterboro 2,250 — $415,245
15.5 04061 North Waterboro 3,074 — $388,640
15.8 04109 Portland 213 — $858,865
16.1 04108 Peaks Island 826 — $731,242
16.4 04084 Standish 7,900 $2,400 $466,508
16.5 04073 Sanford 17,414 $1,795 $371,190
17.0 04105 Falmouth 12,755 $3,011 $891,242
17.0 04090 Wells 11,713 $2,064 $589,009
18.1 04062 Windham 19,188 $2,400 $492,232
18.1 04049 Limington 4,017 — $414,114
18.3 04083 Springvale 4,833 — $361,632
18.6 04050 Long Island 249 — $633,346
18.6 04085 Steep Falls 2,762 — $425,954
18.8 04076 Shapleigh 2,976 — $413,745

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.