Zip lookup · FL

33618
Tampa, Florida.

Tampa, Hillsborough County, FL · Tampa-St. Petersburg-Clearwater, FL metro · population 27,771

What it costs per month · 33618 $2,458/mo

to buy the typical home at today's mortgage rate — +$1,422 (+137%) since Jan 2020.

What the home itself did
1 year
Up $3,150 +1%
$465,195$468,345 since Sep 2025
5 years
Up $100,714 +27%
$367,632$468,345 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 33618 $2,458 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 33618$2,458
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 33618 rose 0.7% over the past year — slower than the nation's +1.2%.

Asking rents in zip 33618 rose 1.0% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 33618 runs $1,668/mo more than renting one. The gap peaked at $1,817 in May 2024.

That is $3,276 a month against $1,607 rent: a $2,458 mortgage payment, plus $316 property tax and $501 insurance & upkeep.

Owning vs renting — zip 33618

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 $3,500 2022 2023 2024 2025 2026 Owning all in $3,276 Renting $1,607 Mortgage only $2,458
$1,500 $2,000 $2,500 $3,000 $3,500 2022 2024 2026
  • Owning all in$3,276
  • Renting$1,607
  • Mortgage only$2,458

Property tax · $316/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Hillsborough County, FL

Insurance & upkeep · $501/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Tampa, FL — measured over the city limits, which is a different area from this zip.

Asking rent $1,607 as of Sep 2026
+1.0%year on year
Typical home value $468,345 as of Sep 2026
+0.7%year on year

Asking rent — 33618

Against the Tampa-St. Petersburg-Clearwater, FL metro and the national benchmark.

$1,400 $1,600 $1,800 $2,000 2022 2023 2024 2025 2026 33618 $1,607 Tampa $1,991 United States $1,932
$1,400 $1,600 $1,800 $2,000 2022 2024 2026
  • 33618$1,607
  • Tampa$1,991
  • United States$1,932

Typical home value — 33618

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 33618 $468,345 Tampa $356,843 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 33618$468,345
  • Tampa$356,843
  • United States$366,157

Within 20 miles

Showing 30 of 71 zips in range — sorting picks from all 71.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
1.8 33624 Tampa 41,346 $1,715 $409,232
3.1 33613 Tampa 37,591 $1,428 $317,046
3.2 33612 Tampa 49,005 $1,500 $295,873
3.8 33625 Tampa 29,967 $2,080 $424,731
4.6 33548 Lutz 8,967 $2,130 $674,562
4.7 33614 Tampa 47,298 $1,473 $349,913
4.7 33604 Tampa 40,055 $1,509 $320,904
5.4 33634 Tampa 21,862 $1,755 $376,302
5.5 33549 Lutz 18,178 $2,037 $438,944
6.0 33558 Lutz 33,165 $2,155 $547,160
6.4 33603 Tampa 19,869 $1,912 $402,755
6.8 33617 Tampa 47,851 $1,648 $296,091
6.9 33615 Tampa 47,245 $1,590 $366,074
7.2 33626 Tampa 30,575 $2,202 $565,388
7.4 33607 Tampa 25,291 $2,233 $360,400
7.9 33559 Lutz 18,831 $2,011 $371,848
8.1 33635 Tampa 19,134 $1,971 $438,609
8.5 33637 Tampa 17,658 $1,768 $295,896
8.6 33602 Tampa 21,452 $2,692 $519,979
8.9 33556 Odessa 35,755 $1,960 $663,413
8.9 33610 Tampa 46,587 $1,864 $276,197
9.0 33609 Tampa 18,535 $2,416 $612,527
9.4 33647 Tampa 74,844 $1,805 $466,612
9.4 33605 Tampa 16,030 $1,911 $258,789
9.9 33606 Tampa 24,570 $2,338 $862,670
10.5 33629 Tampa 27,710 $2,795 $1,045,954
10.9 34677 Oldsmar 22,762 $2,015 $358,139
11.8 34685 Palm Harbor 18,132 $2,029 $476,159
12.0 33619 Tampa 41,396 $1,903 $287,026
12.5 34688 Tarpon Springs 8,522 $2,650 $569,254

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.