Zip lookup · FL

33594
Valrico, Florida.

Valrico, Hillsborough County, FL · Tampa-St. Petersburg-Clearwater, FL metro · population 37,361

What it costs per month · 33594 $1,921/mo

to buy the typical home at today's mortgage rate — +$1,051 (+121%) since Jan 2020.

What the home itself did
1 year
Down $4,453 -1%
$370,444$365,991 since Sep 2025
5 years
Up $55,352 +18%
$310,640$365,991 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 33594 $1,921 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 33594$1,921
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in zip 33594 fell 1.2% over the past year — slower than the nation's +1.2%.

Asking rents in zip 33594 rose 2.8% over the past year — in step with the nation.

Owning the typical home in zip 33594 runs $161/mo more than renting one. The gap peaked at $601 in Oct 2023.

That is $2,560 a month against $2,398 rent: a $1,921 mortgage payment, plus $247 property tax and $392 insurance & upkeep.

Owning vs renting — zip 33594

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 $2,500 2018 2020 2022 2024 2026 Owning all in $2,560 Renting $2,398 Mortgage only $1,921
$1,000 $1,500 $2,000 $2,500 2018 2022 2026
  • Owning all in$2,560
  • Renting$2,398
  • Mortgage only$1,921

Property tax · $247/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Hillsborough County, FL

Insurance & upkeep · $392/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Valrico, FL — measured over the city limits, which is a different area from this zip.

Asking rent $2,398 as of Sep 2026
+2.8%year on year
Typical home value $365,991 as of Sep 2026
-1.2%year on year

Asking rent — 33594

Against the Tampa-St. Petersburg-Clearwater, FL metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 $2,250 2018 2020 2022 2024 2026 33594 $2,398 Tampa $1,991 United States $1,932
$1,250 $1,500 $1,750 $2,000 $2,250 2018 2022 2026
  • 33594$2,398
  • Tampa$1,991
  • United States$1,932

Typical home value — 33594

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 33594 $365,991 Tampa $356,843 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 33594$365,991
  • Tampa$356,843
  • United States$366,157

Within 20 miles

Showing 30 of 49 zips in range — sorting picks from all 49.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.0 33527 Dover 17,364 $1,650 $438,892
3.7 33510 Brandon 30,578 $1,761 $341,382
3.7 33596 Valrico 27,757 $2,796 $456,593
3.8 33511 Brandon 62,138 $1,704 $360,338
5.4 33584 Seffner 28,579 $2,211 $353,694
7.3 33569 Riverview 27,867 $2,417 $389,725
7.5 33567 Plant City 12,562 — $386,505
8.3 33619 Tampa 41,396 $1,903 $287,026
8.4 33566 Plant City 24,521 $1,792 $360,507
8.4 33578 Riverview 60,651 $1,937 $334,713
8.8 33563 Plant City 25,896 $1,584 $277,289
9.3 33610 Tampa 46,587 $1,864 $276,197
10.3 33637 Tampa 17,658 $1,768 $295,896
10.3 33579 Riverview 49,470 $2,542 $383,778
11.4 33592 Thonotosassa 12,333 $1,517 $406,535
11.4 33605 Tampa 16,030 $1,911 $258,789
11.4 33617 Tampa 47,851 $1,648 $296,091
11.5 33565 Plant City 18,108 $2,358 $394,961
11.5 33534 Gibsonton 17,740 $2,272 $313,707
13.1 33602 Tampa 21,452 $2,692 $519,979
13.3 33547 Lithia 31,431 $2,460 $516,420
13.6 33606 Tampa 24,570 $2,338 $862,670
13.9 33811 Lakeland 29,472 $2,125 $334,737
13.9 33603 Tampa 19,869 $1,912 $402,755
14.0 33604 Tampa 40,055 $1,509 $320,904
14.8 33612 Tampa 49,005 $1,500 $295,873
15.2 33647 Tampa 74,844 $1,805 $466,612
15.5 33572 Apollo Beach 26,495 $2,222 $440,724
16.0 33613 Tampa 37,591 $1,428 $317,046
16.4 33629 Tampa 27,710 $2,795 $1,045,954

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.