Zip lookup · FL

33617
Temple Terrace, Florida.

Temple Terrace, Hillsborough County, FL · Tampa-St. Petersburg-Clearwater, FL metro · population 47,851

What it costs per month · 33617 $1,554/mo

to buy the typical home at today's mortgage rate — +$895 (+136%) since Jan 2020.

What the home itself did
1 year
Up $4,535 +2%
$291,557$296,091 since Sep 2025
5 years
Up $62,247 +27%
$233,844$296,091 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 33617 $1,554 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 33617$1,554
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 33617 rose 1.6% over the past year — faster than the nation's +1.2%.

Asking rents in zip 33617 fell 0.4% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 33617 runs $423/mo more than renting one. The gap peaked at $611 in May 2024.

That is $2,071 a month against $1,648 rent: a $1,554 mortgage payment, plus $200 property tax and $317 insurance & upkeep.

Owning vs renting — zip 33617

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $1,000 $1,500 $2,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $2,071 Renting $1,648 Mortgage only $1,554
$500 $1,000 $1,500 $2,000 2018 2022 2026
  • Owning all in$2,071
  • Renting$1,648
  • Mortgage only$1,554

Property tax · $200/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Hillsborough County, FL

Insurance & upkeep · $317/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Temple Terrace, FL — measured over the city limits, which is a different area from this zip.

Asking rent $1,648 as of Sep 2026
-0.4%year on year
Typical home value $296,091 as of Sep 2026
+1.6%year on year

Asking rent — 33617

Against the Tampa-St. Petersburg-Clearwater, FL metro and the national benchmark.

$1,000 $1,500 $2,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 33617 $1,648 Tampa $1,991 United States $1,932
$1,000 $1,500 $2,000 2018 2022 2026
  • 33617$1,648
  • Tampa$1,991
  • United States$1,932

Typical home value — 33617

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 33617 $296,091 Tampa $356,843 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 33617$296,091
  • Tampa$356,843
  • United States$366,157

Within 20 miles

Showing 30 of 61 zips in range — sorting picks from all 61.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.0 33637 Tampa 17,658 $1,768 $295,896
3.0 33610 Tampa 46,587 $1,864 $276,197
3.6 33612 Tampa 49,005 $1,500 $295,873
4.1 33604 Tampa 40,055 $1,509 $320,904
4.6 33613 Tampa 37,591 $1,428 $317,046
5.7 33603 Tampa 19,869 $1,912 $402,755
6.4 33605 Tampa 16,030 $1,911 $258,789
6.7 33584 Seffner 28,579 $2,211 $353,694
6.8 33618 Tampa 27,771 $1,607 $468,345
6.9 33647 Tampa 74,844 $1,805 $466,612
7.0 33602 Tampa 21,452 $2,692 $519,979
7.2 33619 Tampa 41,396 $1,903 $287,026
7.2 33614 Tampa 47,298 $1,473 $349,913
7.6 33549 Lutz 18,178 $2,037 $438,944
7.8 33592 Thonotosassa 12,333 $1,517 $406,535
8.1 33510 Brandon 30,578 $1,761 $341,382
8.3 33559 Lutz 18,831 $2,011 $371,848
8.6 33624 Tampa 41,346 $1,715 $409,232
8.6 33606 Tampa 24,570 $2,338 $862,670
8.7 33548 Lutz 8,967 $2,130 $674,562
8.9 33607 Tampa 25,291 $2,233 $360,400
9.6 33634 Tampa 21,862 $1,755 $376,302
9.8 33609 Tampa 18,535 $2,416 $612,527
10.4 33625 Tampa 29,967 $2,080 $424,731
10.8 33511 Brandon 62,138 $1,704 $360,338
10.8 33629 Tampa 27,710 $2,795 $1,045,954
11.2 33558 Lutz 33,165 $2,155 $547,160
11.4 33594 Valrico 37,361 $2,398 $365,991
11.7 33615 Tampa 47,245 $1,590 $366,074
11.8 33527 Dover 17,364 $1,650 $438,892

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.