Zip lookup · FL

33647
Tampa, Florida.

Tampa, Hillsborough County, FL · Tampa-St. Petersburg-Clearwater, FL metro · population 74,844

What it costs per month · 33647 $2,449/mo

to buy the typical home at today's mortgage rate — +$1,355 (+124%) since Jan 2020.

What the home itself did
1 year
Down $5,468 -1%
$472,080$466,612 since Sep 2025
5 years
Up $76,449 +20%
$390,163$466,612 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 33647 $2,449 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 33647$2,449
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in zip 33647 fell 1.2% over the past year — slower than the nation's +1.2%.

Asking rents in zip 33647 fell 2.4% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 33647 runs $1,458/mo more than renting one. The gap peaked at $1,752 in Oct 2023.

That is $3,264 a month against $1,805 rent: a $2,449 mortgage payment, plus $315 property tax and $500 insurance & upkeep.

Owning vs renting — zip 33647

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $3,264 Renting $1,805 Mortgage only $2,449
$1,000 $2,000 $3,000 2018 2022 2026
  • Owning all in$3,264
  • Renting$1,805
  • Mortgage only$2,449

Property tax · $315/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Hillsborough County, FL

Insurance & upkeep · $500/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Tampa, FL — measured over the city limits, which is a different area from this zip.

Asking rent $1,805 as of Sep 2026
-2.4%year on year
Typical home value $466,612 as of Sep 2026
-1.2%year on year

Asking rent — 33647

Against the Tampa-St. Petersburg-Clearwater, FL metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 33647 $1,805 Tampa $1,991 United States $1,932
$1,250 $1,500 $1,750 $2,000 2018 2022 2026
  • 33647$1,805
  • Tampa$1,991
  • United States$1,932

Typical home value — 33647

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 33647 $466,612 Tampa $356,843 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 33647$466,612
  • Tampa$356,843
  • United States$366,157

Within 20 miles

Showing 30 of 56 zips in range — sorting picks from all 56.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.5 33559 Lutz 18,831 $2,011 $371,848
5.0 33592 Thonotosassa 12,333 $1,517 $406,535
5.3 33549 Lutz 18,178 $2,037 $438,944
5.8 33543 Wesley Chapel 40,648 $2,296 $405,011
6.0 33637 Tampa 17,658 $1,768 $295,896
6.4 33613 Tampa 37,591 $1,428 $317,046
6.9 33617 Tampa 47,851 $1,648 $296,091
7.4 33548 Lutz 8,967 $2,130 $674,562
8.0 33612 Tampa 49,005 $1,500 $295,873
8.1 33544 Wesley Chapel 29,901 $2,081 $420,102
8.6 34639 Land O'Lakes 30,831 $2,256 $402,709
9.4 33618 Tampa 27,771 $1,607 $468,345
9.5 33610 Tampa 46,587 $1,864 $276,197
9.6 33558 Lutz 33,165 $2,155 $547,160
9.8 33584 Seffner 28,579 $2,211 $353,694
10.0 33604 Tampa 40,055 $1,509 $320,904
10.1 33545 Wesley Chapel 30,222 $2,255 $389,568
10.8 33541 Zephyrhills 24,654 $1,878 $337,428
10.8 33624 Tampa 41,346 $1,715 $409,232
12.1 33603 Tampa 19,869 $1,912 $402,755
12.5 33614 Tampa 47,298 $1,473 $349,913
12.8 33565 Plant City 18,108 $2,358 $394,961
12.8 34637 Land O'Lakes 13,049 $2,465 $423,502
12.9 33510 Brandon 30,578 $1,761 $341,382
13.0 33625 Tampa 29,967 $2,080 $424,731
13.1 34638 Land O'Lakes 37,644 $2,240 $422,003
13.2 33542 Zephyrhills 23,612 $1,503 $224,667
13.3 33605 Tampa 16,030 $1,911 $258,789
13.4 33576 San Antonio 6,273 $1,978 $341,386
13.8 33619 Tampa 41,396 $1,903 $287,026

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.